COMPANY

Intelligence shaped by people, powered by purpose.

COMPANY

Intelligence shaped by people, powered by purpose.

COMPANY

Intelligence shaped by people, powered by purpose.

AtMalted,webuildspecialisedintelligencesystemsforfinancialservices.Weuniteworld-classAIresearcherswithseasonedbankingandregulatoryprofessionalstouncoverintelligencethatothersoverlook.Ourpurposeissimple:tohelpfinancialinstitutionsleadthenextgenerationofbankingbytransformingdataintoaction.
AtMalted,webuildspecialisedintelligencesystemsforfinancialservices.Weuniteworld-classAIresearcherswithseasonedbankingandregulatoryprofessionalstouncoverintelligencethatothersoverlook.Ourpurposeissimple:tohelpfinancialinstitutionsleadthenextgenerationofbankingbytransformingdataintoaction.
AtMalted,webuildspecialisedintelligencesystemsforfinancialservices.Weuniteworld-classAIresearcherswithseasonedbankingandregulatoryprofessionalstouncoverintelligencethatothersoverlook.Ourpurposeissimple:tohelpfinancialinstitutionsleadthenextgenerationofbankingbytransformingdataintoaction.

Malted was founded by AI researchers from the University of Glasgow, who went on to win the Amazon Alexa Prize by defeating more than 100 of the world’s top teams from Stanford, MIT and UCL. We realised that while general AI was racing ahead, financial services were being left behind by generic solutions unable to meet their exacting demands for security, accuracy and compliance.

So we built Malted: specialised intelligence, purpose-designed for financial services.

Malted was founded by AI researchers from the University of Glasgow, who went on to win the Amazon Alexa Prize by defeating more than 100 of the world’s top teams from Stanford, MIT and UCL. We realised that while general AI was racing ahead, financial services were being left behind by generic solutions unable to meet their exacting demands for security, accuracy and compliance.

So we built Malted: specialised intelligence, purpose-designed for financial services.

Malted was founded by AI researchers from the University of Glasgow, who went on to win the Amazon Alexa Prize by defeating more than 100 of the world’s top teams from Stanford, MIT and UCL. We realised that while general AI was racing ahead, financial services were being left behind by generic solutions unable to meet their exacting demands for security, accuracy and compliance.

So we built Malted: specialised intelligence, purpose-designed for financial services.

Iain Mackie

Founder & CEO

Iain leads Malted AI as CEO, combining AI expertise with deep financial services experience. A former Quant Trader at BNY Mellon and researcher at Edinburgh Partners (acquired by Franklin Templeton), he previously built a successful analytics startup. His PhD, awarded under the Bloomberg AI Fellowship, focused on using small language models to answer domain-specific questions. Iain also sits on the board of Marqo, a vector search company backed by Blackbird and Lightspeed. He has published across NLP, knowledge graphs and information retrieval.

Iain Mackie

Founder & CEO

Iain leads Malted AI as CEO, combining AI expertise with deep financial services experience. A former Quant Trader at BNY Mellon and researcher at Edinburgh Partners (acquired by Franklin Templeton), he previously built a successful analytics startup. His PhD, awarded under the Bloomberg AI Fellowship, focused on using small language models to answer domain-specific questions. Iain also sits on the board of Marqo, a vector search company backed by Blackbird and Lightspeed. He has published across NLP, knowledge graphs and information retrieval.

Iain Mackie

Founder & CEO

Iain leads Malted AI as CEO, combining AI expertise with deep financial services experience. A former Quant Trader at BNY Mellon and researcher at Edinburgh Partners (acquired by Franklin Templeton), he previously built a successful analytics startup. His PhD, awarded under the Bloomberg AI Fellowship, focused on using small language models to answer domain-specific questions. Iain also sits on the board of Marqo, a vector search company backed by Blackbird and Lightspeed. He has published across NLP, knowledge graphs and information retrieval.

Carlos Gemmell

Founder & CTO

Carlos leads Malted’s technology strategy, drawing on deep experience in open-source LLMs and reasoning systems. Formerly a Research Scientist at Meta, he led the winning team in the Amazon Alexa Prize, outperforming 100+ global universities. His PhD trained LLMs to solve complex problems using external tools such as databases and calculators. Carlos has published at top conferences on code generation, reasoning and conversational AI, and ensures Malted’s systems uncover intelligence others miss.

Carlos Gemmell

Founder & CTO

Carlos leads Malted’s technology strategy, drawing on deep experience in open-source LLMs and reasoning systems. Formerly a Research Scientist at Meta, he led the winning team in the Amazon Alexa Prize, outperforming 100+ global universities. His PhD trained LLMs to solve complex problems using external tools such as databases and calculators. Carlos has published at top conferences on code generation, reasoning and conversational AI, and ensures Malted’s systems uncover intelligence others miss.

Carlos Gemmell

Founder & CTO

Carlos leads Malted’s technology strategy, drawing on deep experience in open-source LLMs and reasoning systems. Formerly a Research Scientist at Meta, he led the winning team in the Amazon Alexa Prize, outperforming 100+ global universities. His PhD trained LLMs to solve complex problems using external tools such as databases and calculators. Carlos has published at top conferences on code generation, reasoning and conversational AI, and ensures Malted’s systems uncover intelligence others miss.

Federico Rossetto

Founder & Chief of Engineering

Federico drives engineering at Malted AI, building high-performance systems for financial services. A former software developer at Lynx, he won the Fujitsu AI-NLP Challenge and the Alpe Adria international mathematics competition. His PhD explored how LLMs handle multimodal tasks, including music and structured reasoning. Federico has published at leading venues in machine learning and representation learning, and ensures Malted’s technology delivers both sophistication and scale.

Federico Rossetto

Founder & Chief of Engineering

Federico drives engineering at Malted AI, building high-performance systems for financial services. A former software developer at Lynx, he won the Fujitsu AI-NLP Challenge and the Alpe Adria international mathematics competition. His PhD explored how LLMs handle multimodal tasks, including music and structured reasoning. Federico has published at leading venues in machine learning and representation learning, and ensures Malted’s technology delivers both sophistication and scale.

Federico Rossetto

Founder & Chief of Engineering

Federico drives engineering at Malted AI, building high-performance systems for financial services. A former software developer at Lynx, he won the Fujitsu AI-NLP Challenge and the Alpe Adria international mathematics competition. His PhD explored how LLMs handle multimodal tasks, including music and structured reasoning. Federico has published at leading venues in machine learning and representation learning, and ensures Malted’s technology delivers both sophistication and scale.

2019

Founders meet at the University of Glasgow while researching small language models for domain-specific tasks.

2021

Collaboration with Amazon: we win the Alexa Challenge and begin developing distillation technology.

2022

ChatGPT launches globally – the world wakes up to the power of AI; we were already awake.

2023

Malted AI is founded and we raise £1 million; we are named a Sequoia F100 Rising Star.

2024

We launch Pulse with leading banks and are selected for Tech Nation’s Future Fifty, joining the UK’s most ambitious scale-ups

Why we’re different

World-class pedigree

Our engineers and researchers have led AI innovation at Google, Meta, IBM, Bloomberg and Amazon.

World-class pedigree

Our engineers and researchers have led AI innovation at Google, Meta, IBM, Bloomberg and Amazon.

World-class pedigree

Our engineers and researchers have led AI innovation at Google, Meta, IBM, Bloomberg and Amazon.

Financial services expertise

Our senior team includes regulators and FS leaders who understand compliance pressures and operational complexity first-hand.

Financial services expertise

Our senior team includes regulators and FS leaders who understand compliance pressures and operational complexity first-hand.

Financial services expertise

Our senior team includes regulators and FS leaders who understand compliance pressures and operational complexity first-hand.

Purpose-built technology

Proprietary distillation methods and specialised models that deliver secure, reliable results where general AI fails.

Purpose-built technology

Proprietary distillation methods and specialised models that deliver secure, reliable results where general AI fails.

Purpose-built technology

Proprietary distillation methods and specialised models that deliver secure, reliable results where general AI fails.

Proven results

Trusted by major UK banks to deliver faster insights, measurable ROI and regulatory confidence.

Proven results

Trusted by major UK banks to deliver faster insights, measurable ROI and regulatory confidence.

Proven results

Trusted by major UK banks to deliver faster insights, measurable ROI and regulatory confidence.

Kris Fields

Head of Design

Kris Fields

Head of Design

Richard Rae-Jones

Software Engineering Lead

Richard Rae-Jones

Software Engineering Lead

Alec McEachran

Front-end Engineering Lead

Alec McEachran

Front-end Engineering Lead

Rachel Young

Head of Finance

Rachel Young

Head of Finance

“We started Malted because it was clear that financial services were being left behind by the AI revolution. Generic solutions couldn’t meet the accuracy, compliance or security standards the industry demands. So we built something better: AI that’s purpose-built to uncover the intelligence this sector needs to move forward.”

Iain Mackie

Founder & CEO

“We started Malted because it was clear that financial services were being left behind by the AI revolution. Generic solutions couldn’t meet the accuracy, compliance or security standards the industry demands. So we built something better: AI that’s purpose-built to uncover the intelligence this sector needs to move forward.”

Iain Mackie

Founder & CEO

“We started Malted because it was clear that financial services were being left behind by the AI revolution. Generic solutions couldn’t meet the accuracy, compliance or security standards the industry demands. So we built something better: AI that’s purpose-built to uncover the intelligence this sector needs to move forward.”

Iain Mackie

Founder & CEO

Ewen Fleming

Head of Financial Services

Ewen leads Malted AI’s Financial Services practice, bringing over 40 years’ experience in retail banking, wealth management, risk and strategy. He has held senior leadership roles at RBS and Santander and later led the Financial Services practices at Grant Thornton and Johnston Carmichael. Ewen combines deep sector knowledge with strategic insight and regulatory understanding, helping clients transform performance and resilience. His experience ensures Malted’s solutions deliver measurable impact across the financial services landscape.

Ewen Fleming

Head of Financial Services

Ewen leads Malted AI’s Financial Services practice, bringing over 40 years’ experience in retail banking, wealth management, risk and strategy. He has held senior leadership roles at RBS and Santander and later led the Financial Services practices at Grant Thornton and Johnston Carmichael. Ewen combines deep sector knowledge with strategic insight and regulatory understanding, helping clients transform performance and resilience. His experience ensures Malted’s solutions deliver measurable impact across the financial services landscape.

Ewen Fleming

Head of Financial Services

Ewen leads Malted AI’s Financial Services practice, bringing over 40 years’ experience in retail banking, wealth management, risk and strategy. He has held senior leadership roles at RBS and Santander and later led the Financial Services practices at Grant Thornton and Johnston Carmichael. Ewen combines deep sector knowledge with strategic insight and regulatory understanding, helping clients transform performance and resilience. His experience ensures Malted’s solutions deliver measurable impact across the financial services landscape.

Dr Sandy Nairn

Board member

Sandy has more than 40 years’ experience as a professional investor and is the author of three acclaimed books on investment. He manages the Global Opportunities Trust plc, a self-managed global investment trust focused on undervalued assets. Sandy was founder and CEO of Edinburgh Partners, later acquired by Franklin Templeton Investments, where he became Chairman of the Templeton Global Equity Group. A Fellow of the Royal Society of Edinburgh, he holds a PhD in Economics from the University of Strathclyde and has been a CFA charterholder since 1992.

Dr Sandy Nairn

Board member

Sandy has more than 40 years’ experience as a professional investor and is the author of three acclaimed books on investment. He manages the Global Opportunities Trust plc, a self-managed global investment trust focused on undervalued assets. Sandy was founder and CEO of Edinburgh Partners, later acquired by Franklin Templeton Investments, where he became Chairman of the Templeton Global Equity Group. A Fellow of the Royal Society of Edinburgh, he holds a PhD in Economics from the University of Strathclyde and has been a CFA charterholder since 1992.

Dr Sandy Nairn

Board member

Sandy has more than 40 years’ experience as a professional investor and is the author of three acclaimed books on investment. He manages the Global Opportunities Trust plc, a self-managed global investment trust focused on undervalued assets. Sandy was founder and CEO of Edinburgh Partners, later acquired by Franklin Templeton Investments, where he became Chairman of the Templeton Global Equity Group. A Fellow of the Royal Society of Edinburgh, he holds a PhD in Economics from the University of Strathclyde and has been a CFA charterholder since 1992.

We are growing.
We are growing.

If you are an AI researcher, engineer, product designer or financial services professional who wants to redefine what intelligence can mean in banking, we’d like to hear from you.

We are growing.
We are growing.

If you are an AI researcher, engineer, product designer or financial services professional who wants to redefine what intelligence can mean in banking, we’d like to hear from you.

We are growing.
We are growing.

If you are an AI researcher, engineer, product designer or financial services professional who wants to redefine what intelligence can mean in banking, we’d like to hear from you.

© 2025 Malted AI

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© 2025 Malted AI

Privacy Policy

Site by Touch

© 2025 Malted AI

Privacy Policy

Site by Touch